Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

293 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
7.31% 0.07%
Inactive
0.73% 0.06%
0.16% 0.09%
Humo

Humo

202 months on Kiva
Tajikistan
0.32% 0.28%
1.22% 4.17%
1.84% 0.21%
14.54% 4.82%
Inactive
0.00% 7.47%
0.00% 0.52%
0.13% 1.27%
Kaebauk

Kaebauk

142 months on Kiva
Timor-Leste
5.18% 0.27%
14.78% 0.87%
4.91% 1.24%
3.03% 0.28%
14.25% 0.88%
Credo

Credo

159 months on Kiva
Georgia
0.26% 0.20%
MiCredito

MiCredito

160 months on Kiva
Nicaragua
Costa Rica
5.24% 0.44%
4.01% 1.41%
4.94% 1.01%
1.36% 0.25%
6.25% 0.56%
Inactive
6.05% 0.24%
d.light design

d.light design

47 months on Kiva
Namibia
Papua New Guinea
Zimbabwe
Zambia
South Africa
Kenya
Nigeria
Niger
Mozambique
Mali
Madagascar
Liberia
Benin
23.08% 0.00%
100.00% 9.60%
0.00% 0.00%
0.00% 6.14%
65.85% 0.00%
30.22% 1.24%
9.51% 0.28%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

130 months on Kiva
Dominican Republic
18.78% 21.17%
4.22% 0.01%
0.00% 0.00%
0.68% 1.68%
1.04% 0.50%
5.44% 0.14%
1.51% 0.07%
Hekima

Hekima

169 months on Kiva
Congo (DRC)
1.15% 0.17%
4.36% 0.72%
2.81% 0.05%
Inactive
0.00% 3.46%
17.18% 0.19%
7.65% 0.70%
33.19% 0.23%
0.77% 0.42%
11.05% 0.31%
5.34% 0.27%
Jibu

Jibu

87 months on Kiva
Uganda
Congo (DRC)
Ghana
Rwanda
Zambia
Kenya
Burundi
4.39% 0.30%
5.74% 0.41%
5.76% 0.05%
Inkomoko

Inkomoko

128 months on Kiva
Rwanda
Kenya
24.51% 1.60%
5.45% 0.71%
100.00% 0.13%
4.66% 1.77%
Inactive
73.84% 1.14%
2.51% 7.82%
8.84% 0.47%
CIDRE

CIDRE

177 months on Kiva
Bolivia
100.00% 1.16%
6.39% 2.16%
Inactive
0.00% 0.36%
EDESA

EDESA

182 months on Kiva
Costa Rica
Panama
0.00% 1.92%
0.21% 0.00%
3.96% 0.98%
6.55% 0.00%
1.08% 0.00%
0.84% 0.03%
1.23% 0.00%
27.71% 0.81%
1.29% 0.23%
6.03% 1.67%
5.41% 0.61%
23.33% 0.04%
27.44% 0.27%
0.00% 0.00%
Inactive
47.98% 12.02%
0.00% 0.00%
0.00% 0.00%
3.43% 0.00%
0.20% 0.00%
53.75% 0.00%
15.79% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
71.43% 0.00%
2.09% 0.00%
100.00% 16.52%
35.17% 0.30%
0.00% 0.00%
15.25% 0.00%
28.77% 1.09%
Inactive
0.00% 0.00%
2.14% 0.79%
8.17% 0.00%
Kepler

Kepler

105 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

112 months on Kiva
India
N/A N/A
0.00% 0.00%
Paused
100.00% 0.08%
0.00% 0.00%
1.05% 0.00%
ADICLA

ADICLA

139 months on Kiva
Guatemala
6.60% 1.34%
0.56% 1.27%
Novica

Novica

142 months on Kiva
Nicaragua
Uzbekistan
India
Mexico
Brazil
Costa Rica
El Salvador
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Kazakhstan
Indonesia
Guatemala
Ghana
3.42% 0.00%
0.00% 0.26%
9.82% 0.10%
Paused
100.00% 0.07%
0.00% 1.68%
IMPRO

IMPRO

205 months on Kiva
Bolivia
53.54% 0.15%
0.00% 0.00%
0.14% 0.00%
0.00% 0.00%
5.47% 0.00%
0.00% 0.00%
17.57% 0.18%
0.00% 0.00%
37.28% 0.32%
7.52% 1.08%
21.95% 0.00%
Impact Hub

Impact Hub

82 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
Inactive
57.85% 5.93%
0.00% 0.00%
Paused
100.00% 0.00%
1.94% 0.10%
1.86% 0.05%
Nexus For Development

Nexus For Development

114 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
24.11% 0.00%
NESsT

NESsT

108 months on Kiva
Brazil
Peru
Chile
Colombia
0.00% 14.95%
2.66% 0.43%
Paused
100.00% 0.58%
10.42% 1.47%
0.36% 0.11%
0.89% 0.02%
0.00% 0.01%
Inactive
0.00% 0.00%
Wedu

Wedu

115 months on Kiva
Cambodia
Thailand
Myanmar (Burma)
Nepal
0.00% 0.00%
Vahatra

Vahatra

109 months on Kiva
Madagascar
6.82% 0.12%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.86%
6.80% 6.13%
42.45% 3.48%
0.08% 0.03%
13.40% 1.38%
3.61% 0.00%
5.89% 0.99%
14.10% 0.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
1.48% 0.00%
50.00% 0.00%
0.00% 0.00%
N/A N/A
3.54% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.68% 15.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
14.30% 0.00%
0.00% 0.00%
Fansoto

Fansoto

41 months on Kiva
Senegal
15.54% 0.00%
0.00% 0.00%
0.00% 0.00%
0.13% 0.00%
Inactive
0.00% 0.00%
40.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.89% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.83% 3.19%
0.00% 0.00%
YIKRI

YIKRI

67 months on Kiva
Burkina Faso
66.61% 0.22%
63.63% 0.00%
11.11% 0.00%
Inactive
0.00% 22.96%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
79.04% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

93 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
11.91% 0.00%
6.86% 0.32%
Inactive
0.00% 7.58%
0.00% 5.07%
69.34% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
65.34% 8.25%
0.00% 0.00%
32.97% 4.64%
Inactive
0.00% 8.86%
7.14% 2.33%
1.78% 5.52%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

196 months on Kiva
Guatemala
5.91% 1.29%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
50.00% 0.00%
50.00% 0.00%
Aflore

Aflore

24 months on Kiva
Colombia
63.36% 0.00%
18.53% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 74.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 79.82%
0.00% 42.57%
100.00% 13.90%
0.00% 0.00%
49.74% 9.48%
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

130 months on Kiva
Nicaragua
1.29% 2.05%
Inactive
100.00% 44.99%
Inactive
78.39% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 96.10%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 24.80%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 99.80%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%