Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

286 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
7.07% 0.07%
Inactive
0.45% 0.06%
0.15% 0.08%
Humo

Humo

205 months on Kiva
Tajikistan
0.35% 0.27%
1.11% 4.01%
1.68% 0.21%
14.31% 4.56%
Inactive
0.00% 7.47%
0.00% 0.52%
0.13% 1.24%
Kaebauk

Kaebauk

145 months on Kiva
Timor-Leste
9.53% 0.26%
0.00% 0.84%
3.67% 1.24%
2.77% 0.39%
16.53% 0.87%
Credo

Credo

162 months on Kiva
Georgia
0.19% 0.23%
MiCredito

MiCredito

163 months on Kiva
Nicaragua
Costa Rica
4.16% 0.53%
2.31% 1.47%
6.16% 0.97%
2.06% 0.26%
4.84% 0.58%
Inactive
9.65% 0.24%
d.light design

d.light design

50 months on Kiva
Namibia
Liberia
Mozambique
Zambia
Papua New Guinea
Mali
South Africa
Madagascar
Kenya
Nigeria
Zimbabwe
Benin
Niger
10.00% 0.39%
63.57% 9.60%
0.00% 0.00%
0.00% 6.08%
53.68% 0.31%
39.34% 1.13%
9.51% 0.25%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

133 months on Kiva
Dominican Republic
20.34% 19.96%
5.04% 0.01%
0.00% 0.00%
0.34% 1.77%
2.20% 0.49%
5.13% 0.13%
1.12% 0.07%
Hekima

Hekima

172 months on Kiva
Congo (DRC)
7.98% 0.16%
4.77% 0.71%
2.99% 0.05%
Inactive
0.00% 3.46%
24.96% 0.18%
6.67% 0.69%
38.06% 0.23%
0.23% 0.40%
13.81% 0.32%
15.95% 0.26%
Jibu

Jibu

90 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
2.99% 0.27%
4.92% 0.56%
9.26% 0.05%
Inkomoko

Inkomoko

131 months on Kiva
Rwanda
Kenya
30.24% 1.54%
5.39% 0.85%
0.00% 0.13%
4.78% 1.74%
Inactive
76.21% 1.14%
3.23% 7.90%
2.30% 0.47%
CIDRE

CIDRE

180 months on Kiva
Bolivia
100.00% 1.16%
4.64% 2.14%
Inactive
0.00% 0.36%
EDESA

EDESA

185 months on Kiva
Costa Rica
Panama
0.00% 1.86%
0.29% 0.00%
5.31% 0.95%
0.00% 0.00%
0.69% 0.00%
1.68% 0.00%
0.70% 0.03%
3.69% 0.00%
0.63% 0.31%
9.26% 1.65%
3.72% 0.75%
47.37% 0.04%
26.55% 0.26%
Inactive
46.60% 11.71%
0.00% 0.00%
4.51% 0.00%
0.15% 0.00%
61.18% 0.00%
10.83% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
85.71% 0.00%
0.00% 0.00%
0.00% 17.69%
2.37% 0.27%
0.00% 0.00%
22.88% 0.00%
Paused
54.87% 1.09%
Inactive
0.00% 0.00%
0.20% 0.78%
8.84% 0.00%
23.24% 2.19%
Kepler

Kepler

108 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

115 months on Kiva
India
N/A N/A
0.00% 0.00%
0.00% 0.00%
0.89% 0.00%
ADICLA

ADICLA

142 months on Kiva
Guatemala
4.03% 1.40%
0.60% 1.24%
Novica

Novica

145 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
5.00% 0.00%
0.00% 0.26%
19.77% 0.10%
Paused
0.00% 6.89%
0.00% 1.68%
IMPRO

IMPRO

208 months on Kiva
Bolivia
78.33% 0.24%
0.00% 0.00%
0.31% 0.00%
15.46% 0.00%
13.57% 0.00%
7.60% 0.00%
22.63% 0.16%
0.02% 0.00%
38.77% 0.30%
5.85% 1.05%
37.18% 0.00%
Impact Hub

Impact Hub

85 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
7.65% 0.00%
Inactive
0.00% 5.77%
0.00% 0.00%
Paused
100.00% 0.00%
2.23% 0.10%
2.36% 0.05%
Nexus For Development

Nexus For Development

117 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
49.00% 0.00%
NESsT

NESsT

111 months on Kiva
Brazil
Peru
Chile
Colombia
0.00% 12.41%
3.17% 0.41%
Paused
100.00% 0.58%
8.68% 1.42%
0.27% 0.13%
1.48% 0.02%
Inactive
0.00% 0.00%
Wedu

Wedu

118 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

112 months on Kiva
Madagascar
6.26% 0.11%
0.00% 5.02%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.64%
3.91% 6.11%
71.16% 3.48%
0.16% 0.03%
8.40% 1.45%
34.56% 0.00%
6.65% 0.99%
44.57% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
5.55% 0.00%
4.52% 0.00%
50.00% 0.00%
0.00% 0.00%
N/A N/A
1.41% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
5.90% 10.38%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

44 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.14% 0.00%
Inactive
0.00% 0.00%
60.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
49.78% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
3.49% 3.91%
0.00% 0.00%
YIKRI

YIKRI

70 months on Kiva
Burkina Faso
32.01% 0.26%
72.72% 0.00%
0.00% 0.00%
Inactive
0.00% 22.96%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

96 months on Kiva
United States
Colombia
Canada
Mexico
Cambodia
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
0.00% 0.00%
6.90% 0.32%
Inactive
0.00% 7.58%
Paused
83.82% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
63.43% 8.02%
0.00% 0.00%
0.53% 4.43%
Inactive
0.00% 8.86%
1.17% 2.31%
2.28% 5.37%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

199 months on Kiva
Guatemala
5.09% 1.28%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

27 months on Kiva
Colombia
76.74% 0.00%
44.55% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
0.00% 0.00%
65.36% 8.96%
Inactive
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

133 months on Kiva
Nicaragua
2.51% 2.10%
Inactive
100.00% 44.99%
Inactive
81.68% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%